Personal Option plans

With a Personal Option plan, members get excellent coverage and predictable costs along with premium savings based on coverage specifically with in-network providers in our Providence Signature Network. Personal Option plan members have their choice of nearly 1 million providers nationwide, including over 10,000 physicians and specialists throughout Oregon and southwest Washington.

Plan features

  • Specialist visits without a referral
  • Deductible-waived for many services, including office visits, health exams, urgent care, emergency room services, imaging, diagnostic services, women’s health services, routine immunizations and maternity prenatal care
  • Deductible applied to out-of-pocket maximum
  • Includes coverage for Providence Express Care Virtual, our Web-based health care service offering convenient video visits with your care provider on your smartphone, tablet or computer without an appointment

Plan design options

Copay  Coinsurance  OOP Maximum*
Deductible*
$10 10% $2,000  $250
$15 20% $2,500  $500 
$20 30% $3,000 $750 
$25 40% $3,500 $1,000 
$35
$4,000 $1,500 

  $5,000 $2,000 
    $5,500 $2,500
    $6,850 $3,000
      $5,000

* Individual amounts are shown. The family out-of-pocket maximum and family deductible are two times the individual amounts.

View benefit summaries for Personal Option health plans.

Workforce wellness included

The FitTogether™ suite of programs and services, including health coaching, encourages better health, greater productivity and a more engaged workforce.

Greater flexibility through pairing health plans

Providence's multi-plan option 

gives your clients the flexibility to offer their employees a choice of plans while ensuring the benefits package aligns with the needs of your clients' business.

Value-added services and buy-up options

Rounding out these health plan benefits is your clients' opportunity to seamlessly integrate other Providence services and benefits like pharmacy and vision or an HSA, HRA or FSA into the plan your clients offer.

For more information

Contact us to learn more about Providence medical plans.

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