Essential plan

The Essential plan covers members in case of unforeseen major medical expenses. This catastrophic plan is available only to individuals age 29 and younger. The Essential plan offers:

  • Affordable coverage with lower monthly premiums
  • Coverage for up to three office visits per calendar year before the deductible is met
  • Prescription drug coverage
  • Provider choice, in and out of the Providence Signature Network
  • The option to add dental coverage with the Providence Progressive Dental plan, as long as you buy an Essential plan directly from Providence or through a producer 

Benefit summary

View the plan details: Providence Essential (PDF)

Cost-sharing ranges for in-network coverage

PPP Coinsurance*  50% for first 3 visits 
Coinsurance $0
OOP Maximum $6,850 - $13,700
Deductible $6,850 - $13,700
Rx Generic Copay $0
Rx Preferred Brand Copay $0
Rx Non-Preferred Brand Copay $0
* Deductible waived

For more information

Contact us to learn more about Providence medical plans.

Tell me more