Make the most of your health plan benefits

The following tips can help you save on health care expenses:

Tip 1: Use your preventive care benefits

Providence Health Plan covers certain preventive services in full when received from an in-network provider. Use your preventive service benefits to help achieve good health and get the most from your health plan.

Tip 2: Choose an in-network provider

You'll typically pay less for services received from in-network providers (also known as "participating providers"). To find an in-network provider, including pharmacies, refer to the Provider Directory.

Tip 3: Maximize your pharmacy benefits

Did you know that you can receive a 90-day supply of your maintenance medications at preferred retail pharmacies and through the mail? This can save you a trip. Purchase up to a 90-day supply of maintenance drugs using a participating mail-order pharmacy or a preferred retail pharmacy. Not all drugs are considered maintenance prescriptions, including compounded drugs, drugs from specialty pharmacies and oncology drugs.

Tip 4: Access the most appropriate care

Knowing when and where to get care is essential to your health and your wallet. If you're experiencing a life-threatening situation, immediately seek emergency care at the nearest hospital or call 911. If your health need is immediate – but not emergent – other care options are available including urgent or immediate care facilities. If you’re looking for fast, convenient care for common health concerns, Providence Express Care Virtual is available seven days a week from your computer, smartphone or tablet, and it’s free on most Providence Health Plans. HSA members must first meet the deductible.

Tip 5: Compare costs

Before receiving care, use the treatment cost calculator to learn about a facility or doctor and the estimated costs of your treatment. You can also compare medical facilities to make sure you’re getting the best care at the best price. The costs are customized to you based on your Providence medical plan, the providers in your plan’s network and how much you’ve accumulated toward your deductible and out-of-pocket maximum.