2021 plan comparison

This is only a brief comparison of benefits. Medicare coverage rules apply to the benefits listed below, for instance, you must continue to pay your Medicare Part B premium.

Medical benefits

 

​ ​Providence Align Group Plan + RX (HMO) Providence Medicare Flex Group Plan + RX (HMO-POS)​
 
​ ​In-plan ​In-plan ​Out-of-plan
Out-of-pocket maximum ​$1,500
 ​ ​$3,000 combined in- and out-of-network
Deductible  $0  $0
 
Benefits ​You pay ​You pay
​Free gym membership
 Included at no additional cost​ ​ ​
​Doctor office visit (PCP) ​$15 ​$20 ​$30
​Specialist visit ​$20 ​$25
 ​$35
Secure video visit $0 $0 No coverage 
Preventive care $0 $0 $0
​Lab ​$0 ​$0 ​20%
​X-ray ​10% ​10% ​20%
Durable medical equipment ​20% ​20% ​20%
Diabetic supplies ​$0 ​$0 20%
Outpatient surgery ​$75 ​$150 ​20%
​Inpatient hospital ​$100 per day
 ​Days 1-4: $125
Days 5 and beyond: $0
 ​20%
​Skilled nursing facility ​Days 1-100: $0 ​Days 1-20: $0
Days 21-100: $50/day		 ​20%
​Home health ​$0 ​10% ​20%
​Mental health and chemical dependency counseling ​$20 ​$25 ​$35
Therapy: PT, OT, ST ​$20 ​$25 ​$35
Chiropractic (Medicare covered only) ​$20 ​$20
 ​$35
​Podiatry (Medicare covered only) ​$20 $25
 ​$35
​Cardiac and pulmonary rehabilitation (Medicare covered only) ​$20 ​$25 ​$35
​Part B medications ​20% ​20% ​20%
Medical eye exam  $20 $25  $35
Prescription eyeglasses (lenses, frames, upgrades) Covered up to $100 – every two years Covered up to $100 – every two years Covered up to $100 – every two years
Contact lenses – in lieu of glasses Covered up to $100 – every two years Covered up to $100 – every two years Covered up to $100 – every two years
Worldwide coverage
Urgent care* ​$25+ ​$25+
 ​$25+
​Emergency room* ​$50+
 ​​$65+
 ​$65+
​Ambulance (air/ground) ​$50 ​$50 ​$50

*Diagnostic imaging may apply.
+Copayment is waived if admitted within 24 hours for the same condition.


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Website is current as of 9/10/2020