When can I enroll?

Initial enrollment

Your initial enrollment period (IEP), also called your initial coverage election period (ICEP), will be unique to you depending on your birthday. The initial enrollment period lasts seven months: the three months before your birthday, the month of your birthday, and the three months following your birthday.

Special enrollment periods

Given certain life circumstances, you may be eligible for a special enrollment period (SEP). Circumstances may include the following:

  • If you are moving (even if you stay in your current plan's selling area, you may be able to switch plans if there are new plan options available in your new location)
  • If you have moved out of an institution, such as a long-term care or skilled-nursing facility
  • If you are no longer eligible for Medicaid
  • If your plan has changed its contract

For the full list of qualifying circumstances, go to cms.gov.

Annual enrollment period

Also referred to as annual election period (AEP), the annual enrollment period is when you can make plan changes. If you don't currently have prescription coverage (Part D) you can also add it during this time. If you're happy with your current coverage, you don't need to do anything and will be automatically re-enrolled for the next calendar year. Any changes you make will take effect January 1 of the next calendar year.

Information taken from cms.gov.