Total plans

Total plans pair great benefits with full access to the Providence Signature Network so your employees get the coverage they want.

Total plans offer:

  • Rich benefits, with gold and silver options
  • Low copays and deductible-waived benefits for cost predictability
  • Deductibles waived for doctor and specialist visits, urgent care, lab and X-ray services, generic and preferred brand-name drugs, and chiropractic manipulation and acupuncture
  • A combined deductible and out-of-pocket maximum
  • Provider choice in and out of the Providence Signature Network
  • Pediatric dental coverage
  • Adult vision coverage (exams and hardware)
  • Up to 10 combined chiropractic manipulation and acupuncture visits per year

Cost-sharing ranges for in-network benefits

PPP Copay*  $25 - $35 
Coinsurance 20% - 50%
OOP Maximum $4,000 - $6,850
Deductible $1,000 - $5,000
Rx Generic Copay* $10 - $15
Rx Preferred Brand Copay* $40 - $60
Rx Non-Preferred Brand* 40% - 50%
Rx Specialty and Compound 30%
*Deductible waived

Benefit summaries

View the plan details for all four Total plan options.

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