Standard plans

Defined by the state of Oregon, Standard plans can be purchased through the federal government's Small Business Health Options Program (SHOP) Marketplace and in the private market. Choose from gold, silver and bronze plans with deductibles ranging from $1,250 to $5,000.

Standard plans offer:

  • Separate deductibles and out-of-pocket maximums in and out of the network
  • Copays starting as low as $20, and deductibles as low as $1,250
  • Provider choice in and out of the Providence Signature Network
  • Standard Bronze plan is HSA Qualified

Note: Employees with Standard plans do not have coverage for chiropractic manipulation, acupuncture, adult routine vision exams and vision hardware or pediatric dental services.

Eligible Oregon employers may purchase a SHOP-certified plan and take advantage of the IRS Small Business Health Care Tax Credit for 2016. Our Standard plans are all certified for SHOP. To find out more, ask your insurance producer.

Cost-sharing ranges for in-network benefits


PPP Copay*  $20 - $60 
Coinsurance 10% - 50%
OOP Maximum $6,350
Deductible $1,250 - $5,000
Rx Generic Copay* $10 - $20
Rx Preferred Brand Copay* $30 - $80
Rx Non-Preferred Brand* 50%
Rx Specialty and Compound* 50%

*Deductible waived for Silver and Gold plans

Benefit summaries

View the plan details for all three Standard plan options.

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